How to Unfreeze Afterpay Account — How Long It Takes

I once had my Afterpay account frozen and could not shop online. It was confusing until I learned why it happened and what I needed to do. If your Afterpay account is also frozen, this…

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Top 7 virtual credit cards for Secured online shopping

I use virtual cards for many online purchases. They help me avoid sharing my real card number. They also let me stop subscriptions and limit fraud quickly. In this post I explain what a virtual…

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Buy Now, Pay Later (BNPL) vs. Credit Cards: Which Is Safer?

I’m writing this because, like many of you, I’ve stood at checkout pages wondering which payment option keeps my finances safe. With shopping easier than ever, options like buy now, pay later (BNPL) and credit…

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Best Unsecured Credit Cards for Bad Credit

If your credit score is low, finding a credit card can feel discouraging. I’ve been in that position, applying for cards and facing rejections. I later found that unsecured cards can still be an option….

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Secured vs. Unsecured Credit Cards: Which Should You Choose?

If you’re trying to build credit or simply want a convenient way to pay for purchases, credit cards can be a useful tool. But not all cards are the same. One of the first decisions…

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